Financing

The GreenSky® Loan Program’s focus is simple—to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home improvement project.

Use this number for HELP Merchant Concierge: 1.800.357.1558

Hours of Operation:
Monday through Saturday – 6:00am to 1:00am ET
Sunday – 8:00am to 1:00am ET

Borrower Application Acknowledgment and Payment Authorization Certificate Online Form

Frequently Asked Questions

Find the answer you’re looking for here. If not, please contact us (/greensky/contact) and we’ll be glad to help.

Who is GreenSky and what does it do?

The GreenSky® Programs make it easy for contractors to offer affordable financing to customers like you. GreenSky is the servicer for one of the nation’s largest bank lending programs. Banks in the GreenSky® Programs have financed more than one million home improvement projects. We service loans on behalf of more than a dozen leading banks across the nation. You can think of GreenSky as a link between contractors, their customers and banks. We bring everyone together and simplify the loan process, from application, to decision/approval, to payments.

Is GreenSky a lender? Who is my loan with?

GreenSky is not a lender. We are a service provider and program administrator for federally insured, federal and state chartered banks that provide consumer loans under the GreenSky® Programs. As a borrower, you received a loan agreement that identifies the bank that is offering and funding your loan. This loan agreement is between you and the funding bank directly. However, GreenSky services your loan at the direction and control of your lender, so any questions you have should be directed to us.

Why does my credit report show “GreenSky”? I thought I was applying for credit with my contractor or merchant?

Credit reporting is made in the GreenSky® Program name to help you identify inquiries and reporting with your GreenSky® Program loan. However, despite the fact that your application was made through the GreenSky® Program, the actual Loan Agreement is between you and the bank that is funding your loan. However, GreenSky will be servicing your loan, so any questions you have should be directed to us.

Is my loan tax deductible?

We cannot provide you with tax advice. In general, however, GreenSky® Program installment loans are personal loans and are not mortgages that qualify for a home mortgage tax deduction.

I received an email from GreenSky asking for my personal information. Should I provide this information?

No. We never send emails requesting account information, customer passwords, or log in credentials. Protect your personal information and never click on unsolicited web lines provided in email or other correspondence. If you are unsure about an email you receive from your lender or the GreenSky® Program, please contact us at [email protected] (mailto:[email protected]).

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