Financing

The GreenSky® Loan Program’s focus is simple—to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home improvement project.

GreenSky® Loan Program

Use this number for HELP Merchant Concierge: 1.800.357.1558

Hours of Operation:
Monday-Saturday: 6 AM to 1 AM EST
Sunday: 8 AM to 1 AM EST

Frequently Asked Questions

Find the answer you’re looking for here. If not, please contact us at GreenSky®, and we’ll be glad to help.

Who Is Green Sky and What Does It Do?

The GreenSky® Programs make it easy for contractors to offer affordable financing to customers like you. GreenSky is the servicer for one of the nation’s largest bank lending programs. Banks in the GreenSky® Programs have financed more than one million home improvement projects. We service loans on behalf of more than a dozen leading banks across the nation. You can think of GreenSky as a link between contractors, their customers and banks. We bring everyone together and simplify the loan process, from application, to decision/approval, to payments.

Is Green Sky a Lender? Who Is My Loan With?

GreenSky is not a lender. We are a service provider and program administrator for federally insured, federal, and state chartered banks that provide consumer loans under the GreenSky® Programs. As a borrower, you received a loan agreement that identifies the bank that is offering and funding your loan. This loan agreement is between you and the funding bank directly. However, GreenSky services your loan at the direction and control of your lender, so any questions you have should be directed to us.

Why Does My Credit Report Show “Green Sky”? I Thought I Was Applying for Credit with My Contractor or Merchant?

Credit reporting is made in the GreenSky® Program name to help you identify inquiries and reporting with your GreenSky® Program loan. However, despite the fact that your application was made through the GreenSky® Program, the actual Loan Agreement is between you and the bank that is funding your loan. However, GreenSky will be servicing your loan, so any questions you have should be directed to us.

Is My Loan Tax Deductible?

We cannot provide you with tax advice. In general, however, GreenSky® Program installment loans are personal loans and are not mortgages that qualify for a home mortgage tax deduction.

I Received an Email from Green Sky Asking for My Personal Information. Should I Provide This Information?

No. We never send emails requesting account information, customer passwords, or log in credentials. Protect your personal information and never click on unsolicited web lines provided in email or other correspondence. If you are unsure about an email you receive from your lender or the GreenSky® Program, please contact us at [email protected] (mailto:[email protected]).

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FINANCING OPTIONS FROM

No Interest if Paid in Full in 12 Months

Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months.

Reduced APR of 9.99% for 120 Months!

Subject to credit approval. Fixed APR of 9.99% for 120 months. Payment example: For $10, 000 purchase on approval date, 120 payments of $132.10.

Reduced APR of 9.99% for 103 Months!

Subject to credit approval. Fixed APR of 9.99% for 103 months. Payment example: For $10,000 purchase on approval date, 103 payments of $144.96.

*Subject to credit approval. These examples are estimates only. Actual payment amounts based on the amount and timing of purchases. Call 866-938-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC. NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416382. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for use in connection with the consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.

Financing

GreenSky® Loan Program

Frequently Asked Questions

Get Your FREE Estimate!

FINANCING OPTIONS FROM

No Interest if Paid in Full in 12 Months

Reduced APR of 9.99% for 120 Months!

Reduced APR of 9.99% for 103 Months!

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